Home Buyer Checklist:

One of the most important things you can do is to make a checklist as you search for, find and buy a home. By keeping on top of your game-plan at all times you will greatly increase your chances of success. Listed below is a suggested checklist for you to use throughout the home buying process.

• Be an informed buyer
• Familiarize yourself with the mortgage process
• Begin the application process by getting a pre-qualified or pre-approval from a mortgage lender. Do this first. Your agent will need your mortgage qualification and it will significantly strength your offer when you find a home.
• Get your financial picture in focus as soon as possible. Since it is an important component, be aware of your credit situation.
• Work with your real estate agent to determine a reasonable timeline
• Determine your housing needs and wants to determine what types of house you should be considering
• Familiarize yourself with the various types of housing available: single family, townhouse and condominiums
• Start shopping for your new house!
• When you find an acceptable house, write and offer
• Arrange for a home inspection
• Learn about home warranties and what they cover
• Compare and secure home owners insurance
• Make final preparations for closing
• Make moving plans
• Secure final loan approval and commitment form lending institution
• Do a final walk through of the house
• Move to your new home and begin enjoying it – you deserve it!

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